Coverage
Housing finance
The Operational Moat: Why Affordable Housing Finance Lives and Dies in the Back Office
The appointment of Ritu Jawa as Assistant Vice President – Operations at Truhome Finance Limited highlights a fundamental truth of India’s retail credit expansion: affordable housing finance is won or lost not in marketing campaigns, but inside Centralized Processing Units (CPUs).
ART Housing Finance Appoints Veteran Finance Professional Raghuvir Gakhar as Chief Financial Officer
National Housing Bank (NHB)-registered affordable housing financier ART Housing Finance (India) Limited has announced the induction of seasoned finance leader Mr. Raghuvir Gakhar into its executive leadership team as Chief Financial Officer (CFO).
Muthoot Housing Finance Elevates Chief Business Officer George Joseph Koodaly to Chief Operating Officer
Muthoot Housing Finance Company Limited (MHFCL), the housing finance arm of the Muthoot Pappachan Group (Blue Muthoot), has elevated George Joseph Koodaly to the position of Chief Operating Officer (COO).
PNB Housing Finance Sees 5–8 bps NIM Expansion from RBI Rate Hike, Clinches Quadruple ‘AAA’ Rating Sweep: MD & CEO Ajai Shukla
The Reserve Bank of India’s (RBI) decision to raise its benchmark repo rate by 25 basis points to 5.50%—its first rate hike in nearly four years to counteract West Asia-linked inflationary pressures—will generate a net positive margin impact for retail mortgage lenders with diversified funding structures.
Bridging the Ownership Gap: JICA Commits $150 Million to IIFL Home Finance to Power Women-Led Affordable Housing in India
Structured alongside the Asian Development Bank and MUFG Bank, the bilateral credit facility channels ₹1,260 Crore into EWS and LIG households while introducing Japanese green building standards to Indian housing finance.
PNB Housing expects to cross Rs 1 lakh crore AUM in Q3 FY27: MD Ajai Shukla
PNB Housing Finance expects to cross the Rs 1 lakh crore assets under management (AUM) mark in Q3 FY27, with the lender retaining its 18-20 per cent growth guidance despite the impact of rate cuts on margins and balance transfers. The housi
Vastu Housing Finance Corporation has appointed Amish Dani as its Chief Risk Officer (CRO).
In affordable housing finance, expanding loan books across semi-urban India requires robust enterprise risk management and disciplined credit underwriting.
RBI opens term money market to HFCs and AIFIs, unlocking cheaper capital
The central bank's draft directions will let Housing Finance Companies and All India Financial Institutions borrow and lend directly in the inter-bank liquidity pool, historically reserved for large banks and primary dealers.
Aadhar Housing Finance targets ₹50,000 Cr AUM by FY29 on 18-20% loan growth
The housing lender plans to nearly double its loan book over three years, underpinned by branch expansion into tier-3 to tier-5 cities and steady net profit growth of 20-22%.
Shivalik SFB acquires ManiBhavnam for ₹109 Cr to expand housing finance in North
The Delhi-based lender brings a ₹300 Cr loan book into Shivalik's portfolio. The deal marks the small finance bank's push into secured lending and tier-II markets.
LIC Housing Finance posts 9.4% profit growth on lower loan losses and higher disbursements
Net profit rose to ₹1,497 crore in Q4 FY26 as the housing lender improved asset quality and ramped up quarterly disbursements to ₹21,019 crore.
Canara Bank opens bids to offload ₹577 crore Supreme Housing exposure
The lender has launched a Swiss challenge process to sell its debt to the real estate developer. This is not connected to the housing finance company of the same name.
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