LIC Housing Finance reported net profit of ₹1,497 crore for the quarter ending March 2026, up 9.4% year-on-year from ₹1,368 crore. The growth was underpinned by a combination of higher lending income, lower loan-loss provisions, and a rebound in disbursements.
Net interest income climbed to ₹2,222 crore from ₹2,165 crore in the same quarter last year—a modest 2.6% increase reflecting steady core lending margins. More significantly, provisions for bad loans fell sharply to ₹74 crore from ₹104 crore, releasing capital and boosting bottom-line earnings.
Total loan disbursements during the quarter reached ₹21,019 crore, up 9.7% from ₹19,156 crore a year prior. This acceleration signals strong demand in the housing finance segment and reflects the company's ability to scale origination despite tighter credit conditions.
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