RBI & Policy
RBI policy, circulars, penalties and monetary decisions, decoded for what they change for lenders, connectors and borrowers across India.
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RBI & Policy
RBI Imposes ₹5 Lakh Penalty on The Monghyr-Jamui Central Co-operative Bank Limited for CKYCR Non-Compliance
The Reserve Bank of India (RBI), via Press Release 2026-2027/1287 (PRID: 63765) dated October 8, 2026, has imposed a monetary penalty of ₹5.00 Lakh (Rupees Five Lakh only) on The Monghyr-Jamui Central Co-operative Bank Limited, Bihar for failing to comply with statutory ‘Know Your Customer (KYC)’ norms.
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RBI & Policy
Double Regulatory Hit: RBI Penalises Hero Fincorp for Excess Interest Collection and Ola Financial for KYC Lapses
In twin supervisory actions, the central bank cracks down on fair-lending pricing transparency at Hero Fincorp and customer risk-profiling compliance at Ola Financial Services.
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RBI & Policy
8 NBFCs surrender their Certificate of Registration to the RBI
The following eight Non-Banking Financial Companies (NBFC) have surrendered the Certificate of Registration (CoR) granted to them by the Reserve Bank of India (RBI). The RBI, in exercise of powers conferred on it under Section 45-IA (6) of
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RBI & Policy
RBI Cracks Down: Imposes ₹27.30 Lakh Penalty on ACRE for Management Fee Violations and ₹1.15 Lakh on Jilla Sahakari Bank
The central bank penalized leading asset reconstruction company ACRE under the SARFAESI Act for income recognition breaches, while penalizing Jilla Sahakari Bank for credit bureau reporting and CKYC failures.
RBI & Policy
Institutional Intelligence Report | Banking & Regulatory Affairs
What RBI’s Coordinated Action Against Credit Bureaus and NBFCs Signals for Financial Governance
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RBI & Policy
RBI and Finance Ministry Mandate Dual Governance Overhaul Across Cooperative Banks and PSU Insurers
When the central bank tightens governance across urban cooperative banks on the same day the finance ministry orders state-owned insurers to abandon unprofitable lines, India’s financial regulators send an unmistakable signal: the era of chasing unhedged top-line volume is officially over.
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RBI & Policy
Bank Credit Surges 18.56% to ₹226 Lakh Crore as Deposit Growth Lags at 14.66%: RBI Data
When aggregate bank credit surges 18.56 percent while deposits grow at 14.66 percent, the structural liquidity gap across India’s banking system deepens into a high-stakes deposit battle.
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RBI & Policy
RBI Imposes Penalties on Three Karnataka Cooperative Banks for Director Loans, NPA Lapses, and Exposure Breaches
When central bank audits reveal repeated instances of director-related lending and delayed bad-loan recognition, regulatory penalties serve as a critical reminder that governance standards apply equally across all tiers of banking.
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RBI & Policy
RBI Swap Window Mobilizes Record $72.85 Billion in Forex Inflows Ahead of August 31 Deadline
When a central bank swap window mobilizes over 72 billion dollars in foreign exchange within 75 days, sovereign liquidity management transforms into a historic capital magnet.
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RBI & Policy
RBI Imposes Penalties on Shri Ram Finance Corp and Progfin Over Governance and KYC Lapses
When the central bank penalizes non-bank lenders for board changes and missing KYC review cycles, regulatory enforcement moves from macro capital adequacy into ground-level operational compliance.
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RBI & Policy
RBI FCNR(B) Swap Window Early Closure
The Reserve Bank of India (RBI) unexpectedly announced the early termination of its special USD-INR swap facility for new FCNR(B) deposits, moving the deadline from September 30 to August 31, 2026.
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