RBI & Policy
RBI policy, circulars, penalties and monetary decisions, decoded for what they change for lenders, connectors and borrowers across India.
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RBI & Policy
RBI Imposes Penalties on Three Karnataka Cooperative Banks for Director Loans, NPA Lapses, and Exposure Breaches
When central bank audits reveal repeated instances of director-related lending and delayed bad-loan recognition, regulatory penalties serve as a critical reminder that governance standards apply equally across all tiers of banking.
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RBI & Policy
RBI Swap Window Mobilizes Record $72.85 Billion in Forex Inflows Ahead of August 31 Deadline
When a central bank swap window mobilizes over 72 billion dollars in foreign exchange within 75 days, sovereign liquidity management transforms into a historic capital magnet.
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RBI & Policy
RBI Imposes Penalties on Shri Ram Finance Corp and Progfin Over Governance and KYC Lapses
When the central bank penalizes non-bank lenders for board changes and missing KYC review cycles, regulatory enforcement moves from macro capital adequacy into ground-level operational compliance.
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RBI & Policy
RBI FCNR(B) Swap Window Early Closure
The Reserve Bank of India (RBI) unexpectedly announced the early termination of its special USD-INR swap facility for new FCNR(B) deposits, moving the deadline from September 30 to August 31, 2026.
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RBI & Policy
India Must Double Annual Infrastructure Investment to ₹40 Lakh Crore, Urges NaBFID MD
Speaking at FIBAC 2026, NaBFID Managing Director Rajkiran Rai G outlined India's long-term infrastructure financing imperative.
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RBI & Policy
Union Minister of Textiles to inaugurate Handloom Haat: The Handloom Experience Centre at Janpath on 14 August
When a government ministry transforms traditional handloom markets into modern experience centers, retail branding for artisan ecosystems reaches a new benchmark.
RBI & Policy
Four RBI and judicial moves reshaping Indian banking this month
A repo-rate hold at 5.25%, mandatory anti-fraud SOPs, the reopening of urban cooperative bank licences, and tighter lending-rate transparency.
RBI & Policy
Government confirms no plans to divert ₹16,600 Cr in unclaimed LIC and EPFO funds
Parliament clarification puts to rest speculation that idle policyholder and provident fund balances could be routed to state budgets or infrastructure spending.
RBI & Policy
Sitharaman directs public banks to chase NRI deposits at 7.5% to shore up forex
The finance minister has launched a coordinated capital mobilization campaign targeting the global Indian diaspora, leveraging RBI's removal of interest rate caps on FCNR(B) deposits.
RBI & Policy
EPFO to centralize 34 crore accounts under CITES 2.0, automating PF transfers
The Employees Provident Fund Organisation will ratify a complete IT redesign on July 25, replacing decentralized regional databases with a unified national system. Automatic transfers, higher advance claim limits, and pre-validation will cut rejection rates.
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