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Fintech & Startups

The builders reshaping how India borrows, pays, and invests.

Binance just celebrated its 9th anniversary.Fintech & Startups

Binance turns 9 with 323 million users and $156 trillion in lifetime trading volume

The exchange's user base grew 7% in H1 2026 even after a record $4.3 billion US fine, independent monitoring and founder CZ's prison term — a case study in platform network effects surviving regulatory shocks.

16 Jul 20261 min read

Vijay Shekhar Sharma just proved the skeptics wrong. Paytm is officially profitable.Fintech & Startups

Paytm posts first full-year net profit since IPO, swings to ₹552 Cr in FY26

One97 Communications reversed a ₹663 crore FY25 loss on cost cuts and a 52% jump in loan and wealth distribution revenue.

15 Jul 20261 min read

Indian founders shouldn't try to build the next GPT-5. The real value in AI is going to be captured at the application layer. Elevation Capital is putting $500 million behind that Fintech & Startups

Elevation Capital closes $500M ninth fund, bets on AI application layer over foundation models

The VC firm is now deploying $900 million in India, targeting early-stage startups building vertical AI solutions rather than competing in the LLM race.

15 Jul 20261 min read

Jio Platforms is preparing for what could be the largest tech IPO in Indian history. And they just quietly revealed a massive leadership swap at the very top.Fintech & Startups

Jio Platforms names operations chief Pankaj Mohan Pawar as new CEO ahead of IPO

Long-time product head Kiran Thomas has stepped down as Jio prepares for what could be India's largest tech IPO. The leadership shift signals a strategic move from product development to execution and governance.

15 Jul 20261 min read

The venture market has shifted from funding high-burn tech dreams to chasing profitable, cash-generating realities. Avendus's latest fund close proves it.Fintech & Startups

Avendus closes ₹1,800 Cr fund by backing only profitable, cash-generative startups

Venture capital has pivoted decisively toward late-stage, pre-IPO companies already turning cash flow positive. Avendus's latest bet—a ₹140 Cr stake in PPFAS—signals where growth capital now flows.

14 Jul 20261 min read

Axis Max Life Insurance Limited has deployed GreyLabs AI's Voice AI Suite across its telesales operations.Fintech & Startups

Axis Max Life's voice AI analysis of 60 lakh calls drives 15% sales lift

GreyLabs AI's Voice AI Suite processed 1.4 crore+ minutes of telesales conversations across 700+ agents, revealing that opening remarks outpredict demographics in determining purchase intent.

8 Jul 20261 min read

Groww, Zerodha and Angel One are fighting a brutal, multi-million-dollar war for your attention. But a Chennai-based company founded in 1988 has already won.Fintech & Startups

CAMS controls 68% of India's mutual fund market, invisible but irreplaceable

Founded in 1988, Computer Age Management Services processes nearly every SIP in the country without consumer marketing or a branded app—a masterclass in back-end dominance.

7 Jul 20261 min read

While metro-focused fintechs spend millions fighting over the same urban credit card users, a massive consolidation war is quietly playing out in rural India.Fintech & Startups

BLS E-Services acquires atyati Technologies for ₹157 Cr to scale rural credit distribution

BLS E-Services' all-cash acquisition of Bengaluru-based atyati Technologies gives it instant access to 25,900 customer service points across 1 lakh villages and a tech stack serving 35+ banks.

6 Jul 20262 min read

If you want to know who is actually driving the massive adoption of B2B fintech in India, look at female entrepreneurs.Fintech & Startups

84% of female entrepreneurs use digital payments; 38% tap credit platforms

A DBS Bank India and Deloitte study shows female founders are the most active users of digital financial tools and are rapidly graduating to complex credit ecosystems.

29 Jun 20262 min read

Everyone thought PhonePe and Google Pay had completely monopolized the Indian UPI market. But the government-backed NPCI BHIM app is quietly staging a massive comeback.Fintech & Startups

NPCI BHIM app triples transaction volume in 11 months, captures Tier 2-3 markets

Government-backed BHIM processed ₹26,952 crore in May 2026 alone as hyper-localization and micro-transaction focus challenge PhonePe and Google Pay dominance.

25 Jun 20261 min read

🇮🇳 India's Wealthiest Startup Founders Under 40Fintech & Startups

India's 10 youngest billionaire founders hold ₹1,32,500 crore in combined wealth

Deepinder Goyal tops the list at ₹24,260 crore, followed by Zerodha's Kamath brothers. The cohort spans fintech, food delivery, mobility and edtech.

25 Jun 20261 min read

Meta is going to invest ₹8,550 crore (900million)in CREData4.5 billion valuation, while founder Kunal Shah transitions to Meta as the new head of WhatsApp, succeeding Will CathcartFintech & Startups

Meta backs CRED with ₹8,550 crore as founder Shah moves to WhatsApp

Meta's investment values the fintech at ₹4.5 billion. Founder Kunal Shah is stepping down to lead WhatsApp globally, with CRED's Miten Sampat taking interim CEO duties.

24 Jun 20261 min read

➤For decades, Bajaj Capital has been a cornerstone of legacy wealth management in India. But the wealth management industry is changing at a breakneck pace, and legacy trust alone Fintech & Startups

Jai Bajaj takes over as MD and CEO of Bajaj Capital, sets AI-first pivot

The new leadership is steering the 60-year-old wealth manager toward digital transformation and algorithmic advisory, aiming to compete with new-age wealth-tech startups.

23 Jun 20261 min read

➜With Meta injecting a massive $900 Million into CRED and movingFintech & Startups

CRED names Miten Sampat interim CEO as Kunal Shah moves to lead WhatsApp globally

Meta's $900 million investment in CRED comes with a leadership change: finance and strategy operator Miten Sampat steps in as interim CEO ahead of a planned IPO.

23 Jun 20261 min read

➜Meet Snabbit: India’s newest $360M startup.Fintech & Startups

Snabbit raises $360M to apply quick-commerce playbook to home services

Founder Aayush Agarwal has built a hyper-local platform that treats domestic help with the same supply-chain precision as grocery delivery, processing 40,000+ jobs daily across 140 micro-markets.

23 Jun 20261 min read

Everyone talks about the massive market share of PhonePe and Google Pay. But if you look at the actual architecture of India’s digital payments, these apps are largely just highly Fintech & Startups

Behind PhonePe and Google Pay: the B2B stack that actually moves UPI transactions

India's top consumer payment apps route all traffic through partner banks, which lean on a hidden layer of enterprise software firms to process transactions at scale.

22 Jun 20261 min read

➤ Kiwi General Insurance Limited, the highly anticipated venture backed by WestBridge Capital and led by former TATA AIG General Insurance Company Limited MD & CEO Neelesh Garg, haFintech & Startups

Kiwi General targets ₹5,000 crore premium book with AI-first insurance model

Backed by WestBridge Capital and led by ex-TATA AIG MD Neelesh Garg, the new insurer is launching with pure AI operations instead of traditional distribution networks.

9 Jun 20261 min read

🔸The Life Insurance Corporation of India (LIC) is preparing to make a massive move. CEO R. Doraiswamy just confirmed that India's largest state-owned insurer is actively evaluatinFintech & Startups

LIC evaluates fintech entry through build or buy strategy, CEO confirms

India's largest state-owned insurer is weighing either an organic fintech arm or strategic investments in existing startups to accelerate digital transformation.

5 Jun 20261 min read

🧿If you look at the FY26 results released by Oxyzo Financial Services (the financial arm of OfBusiness), the revenue numbers are impressive. But that isn't the real story here.Fintech & Startups

Oxyzo scales ₹10,500 Cr loan book while holding NPA at 0.74%

Oxyzo Financial Services grew assets 28% year-on-year in FY26 while maintaining tight credit discipline. The fintech's ecosystem lending model delivers precision in SME risk management.

3 Jun 20261 min read

🔸According to CEO & MD R. Doraiswamy, the corporation is evaluating two primary pathways to build out its digital arm:Fintech & Startups

LIC signals dual strategy to build digital arm: organic growth or startup acquisitions

India's largest insurer is weighing in-house fintech development against strategic investments in external startups, citing both modernisation and portfolio returns as drivers.

1 Jun 20261 min read

➜Gurugram-based startup KisaanSay has raised ₹34 crore in funding, led by NAB Ventures, to scale its farm-to-consumer business model.Fintech & Startups

KisaanSay raises ₹34 crore to scale farm-to-consumer supply chain model

Gurugram-based agritech startup KisaanSay has secured ₹34 crore in funding led by NAB Ventures to expand its direct farmer-to-consumer platform and eliminate intermediaries in food distribution.

10 Apr 20261 min read

❛ The UPI giant that processes nearly half of India's digital payments is gearing up for a blockbuster stock market debut.Fintech & Startups

PhonePe eyes $9-10.5bn IPO with 48.3% UPI market share as fintech tests investor appetite

India's payments leader is preparing for a blockbuster listing, but must prove its zero-MDR revenue model can sustain investor returns. 2026 will be a landmark test for fintech IPOs.

3 Apr 20261 min read

🍔 SWIGGY’S Q3 SHOCKER: Losses Balloon to ₹1,065 Crore!Fintech & Startups

Swiggy's Q3 losses balloon to ₹1,065 crore as quick commerce cash burn accelerates

The food delivery giant posted a 62% year-on-year loss widening despite 31% revenue growth, sending shares down 7.4% in their worst single-day fall since the IPO.

30 Jan 20261 min read

📱PhonePe’s $1.5 Billion IPO Is Coming — And It’s Nothing Like Paytm’sFintech & Startups

PhonePe files $1.5B IPO with 657M users and 48% of India's UPI market

India's largest fintech has submitted its updated DRHP to SEBI targeting a $15 billion valuation, with major backers including Walmart and Microsoft preparing to exit.

28 Jan 20261 min read

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