Scaling a Multi-Product MSME Lending Franchise
Founded in 2017 and backed by marquee global investors—including Prosus, Teachers’ Venture Growth (Ontario Teachers’ Pension Plan), Premji Invest, Norwest Venture Partners, Elevation Capital, and the International Finance Corporation (IFC)—Mintifi has scaled its Assets Under Management (AUM) past ₹3,422 crore across a hub-and-spoke network of 167+ branches.
While anchor-led Supply Chain Finance (SCF) has historically accounted for roughly 86% of its loan book, Mintifi has been systematically expanding its Affordable LAP and secured term loan portfolio to capture the full credit lifecycle of last-mile distributors, retailers, and self-employed entrepreneurs across Tier-2, Tier-3, and Tier-4 towns.
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