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Mintifi Appoints Senthil Gunasekaran as Chief Business Officer to Spearhead Secured Assets and Affordable Mortgages Expansion

MUMBAI — Mintifi, the Mumbai-headquartered B2B supply chain and MSME lending powerhouse co-founded by CEO Anup Agarwal, COO Sanjoy Shome, and Ankit Mehta, has appointed seasoned retail lending executive Senthil Gunasekaran as Chief Business Officer (Secured – Affordable Mortgages / LAP). In this role, Gunasekaran will lead Mintifi’s secured assets expansion strategy, focusing on affordable housing loans and small-ticket Loan Against Property (LAP) for MSMEs.

FINSAMUDRA DESK · 8 Oct 2026, 1:15 pm IST · 2 MIN

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Scaling a Multi-Product MSME Lending Franchise

Founded in 2017 and backed by marquee global investors—including Prosus, Teachers’ Venture Growth (Ontario Teachers’ Pension Plan), Premji Invest, Norwest Venture Partners, Elevation Capital, and the International Finance Corporation (IFC)—Mintifi has scaled its Assets Under Management (AUM) past ₹3,422 crore across a hub-and-spoke network of 167+ branches.

While anchor-led Supply Chain Finance (SCF) has historically accounted for roughly 86% of its loan book, Mintifi has been systematically expanding its Affordable LAP and secured term loan portfolio to capture the full credit lifecycle of last-mile distributors, retailers, and self-employed entrepreneurs across Tier-2, Tier-3, and Tier-4 towns.

Two Decades of Mortgage, Digital & Banking Pedigree

Gunasekaran brings more than 20 years of hands-on operating experience across housing finance companies, NBFCs, foreign banks, and real estate ecosystems:

  • Mortgage & HFC Leadership: Prior to his elevation at Mintifi, he served as Business Head – Mortgages at IDFC FIRST Bharat Ltd and spent nearly five years as Head – Product and Digital at Fullerton India Home Finance Company Ltd. (Grihashakti), where he built digital origination and product frameworks for affordable housing and LAP.
  • Banking & Consumer Finance Foundation: Earlier in his career, he held key roles across Bajaj Finserv, Standard Chartered Bank, IDBI Bank, and ABN AMRO Bank N.V., alongside corporate stints in the residential real estate sector (Indu Projects, MARG Ltd, and Inno Group).

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