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Gold loans
L&T Finance Q2 FY27 Update: Retail Disbursements Jump 27% to ₹24,000 Crore as Gold Loans Surge 3.3x and Retailisation Hits 99%
MUMBAI — L&T Finance Limited (LTF) has delivered a strong operational readout for the second quarter ended September 30, 2026 (Q2 FY27). Ahead of its formal Q2 earnings release scheduled for October 15, 2026, the non-banking financial company reported a 27% year-on-year (YoY) jump in retail disbursements to approximately ₹24,000 crore, up from ₹18,883 crore in Q2 FY26.
South Indian Bank Q1 FY27 Net Profit Jumps 17.4% to ₹378 Crore as NII Hits Record ₹1,025 Crore
Powered by a 42.9% surge in gold loans and gross advances surpassing ₹1.04 lakh crore, the Kerala-based private lender drives Gross NPAs down to 1.38% with a 94.5% provision coverage ratio.
Indian Bank Targets Up to ₹1,500 Crore Treasury Income in FY27 as Gold Loan Book Nears ₹1.5 Lakh Crore
When a public sector bank pairs a 1,500 crore rupee treasury income target with a 1.5 lakh crore rupee gold loan book, sovereign bond trading and physical collateral become a dual engine for return on assets.
Gold Loan Stocks Surge Up to 11% as Bullion Crosses ₹1.63 Lakh Benchmark
In retail financial services, unsecured lending books require heavy loss provisioning when economic cycles turn volatile. Gold-backed lending remains the rare credit model where macro uncertainty and rising commodity prices actively expand loan book value, improve asset quality, and widen equity returns.
Aditya Birla Capital Enters Gold Loan Market; Targets 1,000 Dedicated Branches in 3-Year Plan
When one of India’s largest financial conglomerates commits to opening 1,000 dedicated gold loan branches, the race for secured retail credit enters a new phase of institutional scale.
L&T Finance Plans 500 New Gold Loan Branches in FY27; Aims to Triple Portfolio Share by 2031
The planned rollout will expand the company's dedicated gold loan footprint from 330 branches as of March 31, 2026, to over 830 branches by the end of the current fiscal year, accelerating its transition into a dominant secured retail lender.
Godrej Capital is forming a strategic gold loan co-lending partnership with specialized gold loan NBFC Indel Money.
The partnership targets an initial co-lending book size of ₹200 crore. Godrej Capital will retain 80% of the loan exposure on its balance sheet, while Indel Money will hold the remaining 20%.
Two Nagpur cases put ICICI Bank's internal and cyber risk controls under scrutiny
A ₹23.19 crore fake gold-loan scam across nine branches, and a consumer-court ruling holding the bank liable in a ₹6.93 lakh cyber-fraud case.
Godrej Capital targets ₹5,000 Cr gold loan book by 2031 via Kanakadurga buy
Godrej Capital acquires Kanakadurga Finance's gold loan business for ₹135 Cr, gaining 54 South India branches as it plans a 350-branch network across six states.
Tata Capital acquires 88.6% stake in Yogloans to enter gold lending at ₹318 Cr valuation
The move gives Tata Capital instant access to ₹708 crore in gold loan assets and 162 branches across South India, marking a strategic pivot into secured lending as RBI pressures unsecured consumer credit.
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