Executive Summary
Merchant payments and digital lending major BharatPe (Resilient Innovations Private Limited) has onboarded Kamal Sharma as Assistant Vice President (AVP) of Engineering (Consumer) and is set to appoint former Paytm Senior Vice President Yugal Tiwari as its new Chief Product Officer (CPO).
The strategic appointments continue BharatPe’s executive restructuring under Chief Executive Officer Nalin Negi, creating an experienced product and engineering leadership bench designed to drive merchant device monetization, consumer payment architecture, and long-term public market readiness.
Executive Profiles & Strategic Mandates
1. Yugal Tiwari — Chief Product Officer (CPO)
- Background: Former Senior Vice President – Product at Paytm, where he managed core payment products, merchant monetization tools, and credit workflows.
- Succession & Role: Fills the CPO position following the departure of Rohan Khara in June 2026.
- Mandate at BharatPe: Overseeing end-to-end product strategy across BharatPe's QR payment ecosystem, soundbox hardware subscription models, merchant working capital lending, and consumer finance solutions.
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