-1200x675.jpg&w=3840&q=75)
An economics graduate from Lady Shri Ram College, an alumna of IIM Ahmedabad (1980 batch), and trained in software technology at NCST, Sharma joined ICICI Ltd in 1980. Under the mentorship of N. Vaghul and K.V. Kamath, she played a formative role in dismantling legacy lending practices. Crucially, she was an architect behind the launch of ICICI Securities in 1993—the landmark joint venture with J.P. Morgan that laid the foundation for modern domestic investment banking.
The Insurance Frontier: ICICI Prudential Life (2000–2009)
When India liberalized insurance in 2000, Sharma was appointed the founding Managing Director & CEO of ICICI Prudential Life Insurance. Starting from ground zero, she spent nine years institutionalizing the private life insurance sector in India—pioneering unit-linked insurance plans (ULIPs), institutional bancassurance tie-ups, and risk-pricing models that transformed ICICI Pru Life into the country’s largest private insurer.
-800x450.jpg&w=3840&q=75)
-800x450.jpg&w=3840&q=75)
-800x450.jpg&w=3840&q=75)
-800x450.jpg&w=3840&q=75)
-800x450.jpg&w=3840&q=75)
-800x450.jpg&w=3840&q=75)
-800x450.jpg&w=3840&q=75)