Coverage
AU Small Finance Bank
ESAF Small Finance Bank Partners with Euronet to Launch Credit Line on UPI by Q1 FY28
When a regional small finance bank replaces physical credit card infrastructure with instant credit lines over UPI rails, digital retail lending leaps from metro plastic to Bharat's QR codes.
Svatantra Microfin: 88% of the book is microfinance as it files for a ₹3,000 crore IPO
India's second-largest NBFC-MFI filed its DRHP on 13 August with microfinance still 88.56% of a ₹23,818 crore book — the same concentration that saw two small finance banks turned back from universal licences.
Breakout stocks to buy or sell: Sumeet Bagadia recommends five shares to buy today — 14 August 2026
Breakout stocks to buy or sell: Sumeet Bagadia recommends five breakout stocks to buy today — Jana Small Finance Bank, GHCL Textiles, Authum Investment & Infrastructure, Knowledge Marine & Engineering Works, and Bharat Seats.
RBI flags farm loan fee levy and SHG data gaps in bank compliance audit
A statutory inspection revealed a bank improperly charged fees on small agricultural loans and failed to report member-level SHG data to credit bureaus—exposing core banking system weaknesses.
Kotak wins RBI nod to buy up to 9.99% stakes in AU Small Finance and Federal Bank
The move gives Kotak strategic exposure to two separate banking franchises without immediate merger risk, raising questions about how Indian banking consolidation may unfold.
RBI eases NOHC requirement for AU Small Finance Bank's universal bank transition
The central bank has relaxed structural compliance rules for AU Small Finance Bank, removing an immediate hurdle as the lender upgrades its license. The exemption signals a more adaptive regulatory stance toward scaling smaller banks.
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