<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:news="http://www.google.com/schemas/sitemap-news/0.9">
  <url>
    <loc>https://read.finsamudra.com/news/rbi-policy/there-is-over-16-600-crore-sitting-idle-in-forgotten-lic-policies-and-inoperative-epf-accounts-the-government-just-shut-down-rumors-about-using-it</loc>
    <news:news>
      <news:publication>
        <news:name>Finsamudra Newsroom</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-07-22T11:45:02.784Z</news:publication_date>
      <news:title>Government confirms no plans to divert ₹16,600 Cr in unclaimed LIC and EPFO funds</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://read.finsamudra.com/news/banking-nbfcs/for-years-smaller-public-sector-banks-were-written-off-as-slow-moving-regional-lenders-punjab-sind-bank-is-using-a-total-tech-overhaul-to-change-that-narrative</loc>
    <news:news>
      <news:publication>
        <news:name>Finsamudra Newsroom</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-07-22T11:30:00.604Z</news:publication_date>
      <news:title>Punjab &amp; Sind Bank targets ₹4 lakh crore business by FY29, needs ₹50,000 Cr added yearly</news:title>
    </news:news>
  </url>
</urlset>